Tag Archives for: "Money Management"
Bargain eBook Hunter traps these FREE eBooks just for you! Get them quick before they get away!
Due to international copyrights not all eBooks will be available or similarly priced outside of the US. – Holly
Genre(s): Science Fiction & Fantasy
How I Became A Teenage Survivalist was chosen as a quarterfinalist in the 2012 Amazon Breakthrough Novel Award, being among the 5% of 10,000 entries that made it to this level. In review of it, an Amazon Breakthrough Novel Award Expert Reviewer wrote, “Overall this is a very interesting twist on the “doomsday” scenario. There are dynamic characters and the writing is very successful in sounding like a teenage boy. It is a story that pulls you in and makes you want to read more.”
Bracken is a typical teenage boy, more interested in the angles of the girl’s exposed back teasing him from the seat ahead of him than in anything the geometry teacher could present. His life is filled with school, video games, and thoughts of girls, not necessarily in that order. Life just flows along uneventfully and unacknowledged, like the electricity that courses through the power lines — until PF (Power Failure) Day. On PF Day, the sun strikes Bracken’s world with an unseen surge of electromagnetic fury, which cripples power stations and burns transformers to crispy nuggets of regret.
No one in Bracken’s world had ever thought about how much they depended on electrical power, but now, without it, they are plunged into survival mode. Without electricity there is no communication, no modern conveniences, and soon, no modern means of transportation, as the reserves of refined gasoline run dry. Worse still is the failure of the water and sewer systems, the impossibility of getting food and supplies to people living in cities, and the deaths of millions of people from starvation, disease, and lack of medical care.
Bracken soon realizes how lucky he is to live on a farm in the Midwest. What seemed like a dull and backwards life before is now the greatest chance for survival in what seems like a powerless world. Food, water, and heat are readily available, although hard work is required to make use of them. Bracken and his family must learn to survive like their ancestors, who settled their land. Told in the first person, Bracken tells the story of how they not only survive, but how PF Day actually makes their lives better and more satisfying.
Genre(s): Romantic Comedy
Dina Maitland spends almost as much time extricating her movie star mother from personal messes as she invests in her forensic accounting job. So much time, she may no longer have a job once she cleans up her mother’s latest fiasco, her engagement to a twenty-something film student. Vowing it’s the last time she puts herself on clean-up duty, Dina sets off for South Carolina to stop the pending nuptials, and along the way, almost literally, runs into the father of the groom.
Ben Cutler has troubles of his own with his business under attack from competitors and a government audit looming. Not one to trust women, he must team up with Dina to balance his books as well as stop the wedding.
Though unwillingly thrown together Dina and Ben are surprised to find their interest and passion for each other growing. Can they face their pasts in order to create a union of their own?
Genre(s): Christian Fiction
PRAISE FOR THE MAMA B SERIES:
- “You just have to love Mama B and her down-to-earth manner. A cute story full of fun, wit, and wisdom.” – Patricia Carroll, author of “Liberty Belle”
- “Great reading and great writing.” – LaLa
- “Mama B is like a good dose of castor oil. Her advice may taste bad going down, but it’s good for you!” – Essence bestselling author Tia McCollors
The good folks at Mt. Zion Baptist are doing their best to keep the church flowing smoothly while Pastor Phillips takes time off to be with his wife in her final days. Beatrice “Mama B” Jackson even opens her home so that the women’s groups can continue to meet faithfully after some “rascal” stole the copper from the church’s air conditioning unit. With her semi-estranged granddaughter and great-grandson staying in the guest room, Mama B soon has a full house.
When the interim preacher and his wife start touting messages that don’t line up with the Bible, Mama B wonders how and if she can intervene without causing strife in the congregation or discouraging the young couple.
However, Mama B can only take so much of this foolishness. Though her own faith might be intact, she can’t have her great-grandson believing that God is a Sugar Daddy in the sky. Soon enough, Mama B will realize that there is much more at stake than she or anyone else at Mt. Zion ever imagined. And it’s time to speak.
Mama B – A Time to Speak is full of godly wisdom and humor that will make you take a deep breath after that last page and smile from the inside out.
Genre(s): Science Fiction & Fantasy
Two tales entwine (excerpts below).
Sabrina is thrust out of her sheltered life at Mistress Florisah’s healing school after the destruction of the witch-ancestor portraits and the appearance of Lauren the Destroyer’s ghost. An anti-witchcraft regime is poised on Karthalon’s borders threatening full scale genocide, unless Sabrina, the last of Lauren’s bloodline, can destroy the Lodestone and restore magic to Valloaria. Hundreds of years before Lauren had wrought the cataclysmic demise of the Council of Witches by unleashing the Lodestone and now Sabrina is the only one who can undo Lauren’s legacy. Sabrina struggles to accept this suicide mission and is distracted by her inappropriate affection for Micah, a prospect monk. Lauren’s ghost haunts Sabrina’s dreams and her diary reveals the tragic events behind Lauren’s actions. With invasion imminent, Sabrina embarks on her quest armed only with a sliver of the Lodestone and Lauren’s diary.
Lodestone’s first proof-reader:
It is an excellent story, making it very difficult for the editor/proof reader to actually stop and proofread instead of finding out what happens next!
The story flows well with lots of suspense, gruesome stuff, some very funny passages and evoking a real desire on the part of the reader, to turn the page and find out what happened next.
Excerpt Lodestone – Lauren
They attacked me alone, in pairs and in mass with their witchy ways, but their magic fell short; I was immune. Blasts of power seared from their fingertips and stonework exploded above, below and next to me, but nothing penetrated the brilliant glow of the Lodestone and they fell back, shrieking in frustration. I glowered at those not fast enough to move out of me way and they vaporized in an orange flash, to black flakes that I trampled underfoot.
Excerpt Lodestone – Sabrina
A shirtless youth, with his back to her, hummed as he brushed a dark horse. The horse was standing perfectly still as if the boy’s song had lulled him to sleep. Sabrina silently observed the prospect as he worked. He was tall with a slender build, but she could see the muscles in his tanned back and arms ripple with each stroke. His brown hair was caught up in an intricate knot threaded by two long feathers; one red, the other purple. She’d never met anyone like him before.
She shuffled forward to get a better view, but her brush whacked into the wooden partition. He whirled around and she found herself staring into the brownest eyes, framed by the longest lashes she’d ever seen. They gawked at each other for a moment before Sabrina rediscovered her tongue. “I … I was sent to care for your horses.”
He pointed with his brush, to the horses behind him and said, “I’ve finished the others. Only Alloni, the brown and white, needs attention.”
Sabrina scurried to the indicated stall. Where was his shirt? As if reading her thoughts, he casually reached down and grabbed a white shirt. Slowly, he pulled it over his damp shoulders and Sabrina hastily focused on the horse. Her strokes were a bit shorter and harder than she normally applied and the horse shifted beneath the brush. Before she could correct herself, strong fingers, radiating warmth, slipped over hers and a voice laced with musk, breathed into her ear. “Not so firm. Alloni likes long, languid strokes – like this.”
Heat blazed into spots on her cheeks as she followed his movements. After several strokes he said, “That’s it, you’ve got the knack of it now.”
He released her hand and stepped away. Sabrina felt as awkward as a newborn foal so she kept her eyes averted and silently busied herself with the horse. From outside, a muffled yell filtered through the stable and the boy said, “Deakon wants me. Will you be all right finishing up?”
She didn’t trust herself to speak. “Ah-ha.”
An excerpt of Ferrasium, Book 1 of the Windflowers Trilogy is included at the conclusion of Lodestone.
Genre(s): Money Management
That well-known time of the year known as “the holidays” begins in late October (if you wish to count Halloween) and ends around January 2 (if you celebrate New Year’s Day). It isn’t a term you will see on a wall calendar with a big “Holidays Begin” in bold letters, and it means something slightly different for everyone, but we all know what it means to us. For some it means strictly religious observance or celebration. Others think of it as time spent with family and friends. Still more people view it as a time of year to think of those in need, and soup kitchens and blood drives get an annual boost from all the giving.
Regardless of exactly what the holidays mean to you, they probably mean spending. Whether you spend on traditional meals or on gifts for everyone or on outfits for a variety of functions that require your attendance, there can be ignoring the fact that starting in early November, we start to feel anxious about our wallets.
These two things – the traditions that bring warmth into our lives and the holiday spending – don’t have to cancel each other out. It is easy to forget the good feelings that go along with sharing time with family when we are worried about making ends meet. That is why we need to think about doing the holidays on a budget. If we can control our spending amidst all of the lights and gift wrap and cookies, then we can more thoroughly enjoy the entire experience of the holidays.
Rather than a specific plan laid out for budgeting, this book encourages you to find a budget (with a few tips about how) and cut back on what you usually spend in the fall and winter. It demonstrates a variety of ways to do this: by finding inexpensive solutions, by rethinking how we approach the holidays, and by reevaluating what real giving is. You might find you don’t connect with all of the ideas here, but some are sure to appeal to you. Even if you only shake off some of the anxiety the holidays bring, you will find a more peaceful holiday season. No Bah Humbug about it.